As the resident planner among my friends, I was recently tasked with taking the lead on a group
trip to Las Vegas. I like to have everything organized prior to departure and take the time to
research hotels, things to do, restaurants to try, as well as parties to check out. I was super
excited to have brunch at Lago inside the Bellagio where we could enjoy the views of the
beautiful fountains while dining. My friends and I were looking forward to the typical Vegas
adventures such as pool parties with famous DJs, a gondola ride at the Venetian, and a tasting
menu at Nobu. I also planned get everyone off the strip to check out the Seven Magic
Mountains installation just outside of Vegas in the middle of the dessert.

When I realized my group hadn’t even thought about insurance I took the lead on that as well. I
am the type of person to worry and personally feel that medical coverage is a travel necessity.
While I always buy travel insurance for myself, I hadn’t looked into group plans before. Even if
you have travel insurance through your credit card, it’s still important to check what’s covered
depending on where you go and what you plan on doing. Don’t put you and your family or
friends at risk. The last thing you want is to be in an emergency situation and find out that your
insurance coverage doesn’t cover your particular situation.

It’s very important to do your homework so that you know what coverage you have and what
you need. I cannot stress how crucial it is to ensure you have sufficient coverage before leaving
the province. We all hope that everything will be okay during our time away but accidents and
emergencies happen. I’ve heard of horror stories where people have had to pay thousands of
dollars out of their own pockets because they didn’t think to buy travel insurance prior to
departing or they didn’t have sufficient coverage.

I’d like to share with you that if you are travelling with more than ten people, group travel
plans and rates may be available to you. If you’re planning to travel with a large group, whether
it’s backpacking with friends across Europe or travelling to an island for a destination wedding,
you want to ensure you are covered for the duration of your trip. Make sure you’re aware of any
limits or maximums in your coverage. Another tip I have is to make sure you know each
traveller’s emergency contact and have their number with you at all times. When I was planning
our group trip, I did the research and found that we were eligible for a group rate through RBC
Insurance, which helped reduce our costs and kept us prepared for any unforeseen
circumstances. With festival season around the corner, group travel insurance should be on the
top of your list. As festival trips are so fast paced, members of your group may forget to eat,
drink enough water or accidentally injure themselves.

Getting a quote is super easy, simply visit the RBC Insurance website and follow the prompts.
After you fill in your information, an RBC Insurance advisor will get in touch with you with a
quote and coverage options. I booked through them for our Las Vegas trips and found the rates
to be quite reasonable, and the coverage offered was what I needed.

Another reason I chose RBC Insurance is their PATH app, which they recently launched to
assist you in case of an emergency. Before using the PATH App, I would have just tried to wing
it if an emergency situation did arise. Now, I would recommend that everyone travel smarter
when it comes to your health and safety by using apps and technology. Whether you’re
travelling to Europe or an island in the Caribbean, it’s important to have medical information
readily available at your fingertips. This is what the PATH app does; it provides local maps to
help you find nearby medical facilities, and contacts for local medical experts who can provide emergency assistance. This could save you so much time and you don’t have to worry about
language barriers or trying to figure out directions in an already stressful situation.

The PATH app is free and available to both IOS and Android users. You can easily download it
by searching RBC PATH on the Apple App Store or Google Play.  A few other cool features of
the PATH app include the ability to:

  • Call or email experts directly for emergency medical assistance
  • Contact local emergency services
  • Access worldwide assistance numbers
  • Access up-to- date Government of Canada travel information, advisories and advice
  • Input medical information
  • Setup and send notification emails to family and friends

The PATH app is an added bonus that makes me feel confident that I can handle any
emergency efficiently when I travel. Our trip ended up going smoothly and we all had a blast. We did a lot of sightseeing and got to try some pretty cool restaurants. We also attended some fun
parties. It was very nice not to have to worry about a thing as we were covered insurance
wise. I hope this post helps you prepare for your next trip and gives you something to think
about when selecting travel insurance for your group travel. Feel free to check out the RBC Insurance site for more information!

This post is sponsored by RBC. All expressed opinions and experiences are my own words.


  1. April 25, 2018 / 8:56 am

    Very interesting and informative

  2. April 25, 2018 / 2:14 pm

    Everyone needs a travel planner like you. Not only did you plan for activities but you also considered important things that most people don’t think about. Insurance should be a necessity. Good Job!

  3. April 25, 2018 / 3:54 pm

    Very informative. Thank you for sharing your travel planner experience. I’m such a sucker for traveling so this was a great read for me!! Thank YOU!

  4. Komal
    April 25, 2018 / 5:06 pm

    I am also a big planner! So smart to get insurance for your trip. A lot of people don’t do that.

  5. April 26, 2018 / 4:04 am

    I am an over the top planner so I just love your way of thinking! Also looks like you had an amazing time! Deffo a bucket list moment

  6. April 26, 2018 / 6:30 am

    A really great abd informative post. Me and some friends are going in August and I am too excited about it.

  7. April 26, 2018 / 11:49 am

    Wow! You really DID do your homework. I could only ever stand so much of Vegas but now maybe I might give it another go. Looks like you had such a great time!

  8. April 26, 2018 / 9:20 pm

    Great info, I’m a big planner too! It looks like you had an amazing trip to Vegas.

  9. April 26, 2018 / 10:51 pm

    You did a fab job in planning this whole trip, usually people plan about the adventures but they forget about the necessities. Good work

  10. April 27, 2018 / 3:10 am

    Great tips, It looks like you had a wonderful time. I always travel with emergency numbers just in case as you never know when you will need them.

  11. April 27, 2018 / 3:31 am

    I almost always get travel insurance in the past and it wasn’t always the best. But now that there are travel insurances that allows you to cancel for any reason, it’s so much more peace of mind.

  12. April 27, 2018 / 7:06 am

    Thank you for this article! I never knew about travel insurance, so this was definitely eye-opening. The trip looked amazing and I’m sure with the travel insurance, worry free.

  13. Jennifer Prince
    April 27, 2018 / 10:16 am

    Travel insurance is a great thing! We are going on a trip, and I just purchased some. And I need a “permanent vacation” jacket. Ha! 🙂

  14. April 27, 2018 / 2:08 pm

    this sounds like a good thing to have in travels… I will keep this in mind when I get to go on an adventure some day, esp if I take my kids with me! thanks for the heads up!

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